Termites are everywhere, except perhaps the Arctic circle and Antarctica.

A pest control company is the best to come out and assess if you have any, and if not, look for danger signs that would attract them, such as wood exposed to soil contact etc. Be sure though you use a trustworthy company as many will say you have them even if you don't in order to get work. Talk to your neighbors about what companies they've used and their opinions.
If your house has the tubing that goes into and under the foundation, that's good as it's there to enable a pest company to inject a solution directly under your house and into the ground where the termites come from. Many newer developments have this tubing, usually 4-6 capped tubes near the ground on at least two sides of the house that span out into different directions under the house. We get ours charged up once a quarter and it takes care of keeping ants out as well.
If you don't have these, there are other baiting methods the company can use.
Self help is a can of Chandrite with the needle spray nozzle. If you have termites you'll see little piles of wood waste in various spots, a very fine sawdust type substance. Above the piles will be a very small hole about the size of a pin head. Insert the Chandrite needle into that hole and spray on a regular basis until no new discharge dust disappears. This won't rid your entire house of them, but it keeps them somewhat under control until a pest company can root out any nests and do a professional job. Pete
