Cost of living in Hua Hin

[dozer]

Over the last 24 years we have purchased mainly incomplete builds, where the owner has either run out of money or run into relationship issues.

[Whaler]

Over the last 24 years we have purchased mainly incomplete builds, where the owner has either run out of money or run into relationship issues.

Sorry M8 don't know why I said 8 years , 24 years of snapping up bargains and renting them out, nice one and even better if they have increased in price.

It seems strange to me as a newbie that so many are batting LOS/HH down where in fact it's their own decision making. The local relative costs are not dissimilar to many other places in the world. It's only impacted more when you factor exchange rates in if your home currency has gone down. Or like SJ house price curve your on a downer which is not so bad if you manage to sell and the exchange rate back is in your favour.

Did every one forget when you bought cheap and your home currency was on a high ? that was the time to save and put a little away on the LOS side of the fence based on a simple 5 year plan.

We all make mistakes and under estimations at times and these can be seen around the world, trying to retire on the cheap is just bloody hard unless you want a significant drop in lifestyle.

I think HHF has the right attitude he's made it clear and advises others but he's not knocking HH we should all have a positive attitude and encourage others based on good advice learnt the hard way of the long termers IMO

[dozer]

HH is a great place to stay, but I am not sure if I would recommend anyone who does not have Thai partner to retire here.
That being said I would say you need to look to have an income of 150/200KBaht per month to have happy and fulfilled retirement here, but hey it’s all very subjective.

[TypicallyTropical]

That being said I would say you need to look to have an income of 150/200KBaht per month to have happy and fulfilled retirement here, but hey it’s all very subjective.

You can't be serious! For that kind of monthly money you can retire in Hawaii!

[hhfarang]

They may not be as different as you think TT. They are both beach tourist resort areas and as I said before, I know people here who live on 30 or 40k per month but I would not want to live the way they do... It's a personal choice.

[dozer]

Anything less than 150/200K in my opinion would mean that you would have to subject yourself to a fairly frugal existence.
If potential retirees feel they can survive here for less, then good for them, but I certainly don’t recommend it.

[STEVE G]

Anything less than 150/200K in my opinion would mean that you would have to subject yourself to a fairly frugal existence.

The average person make less than that when there're working so they're used to it!
The reality of the matter is that the majority of people will have a frugal existence in retirement wherever they're living. The only question really is whether you retire at all or work until you die.

[kalbow]

Anything less than 150/200K in my opinion would mean that you would have to subject yourself to a fairly frugal existence.
If potential retirees feel they can survive here for less, then good for them, but I certainly don’t recommend it.

Er...I think this thread's just come around a full circle.

I've just hit the bail-out-of-work button and will be retiring next month full time to HH - this thread's starting to scare the sh*t out of me!

[Spitfire]

Anything less than 150/200K.....

Bit high imo, but it's 'horses for courses' as has been mentioned earlier and the thread does seem to have come full circle. It's true too that many might not have earned that in their working lives, let alone expect to get it during retirement.

I reckon 80k-100k would be comfortable for most. Even if you didn't pay outright cash for a car and house and you have a monthly payment for both, then you could still do it fine.

Unless of course you're the type that wants a speed boat, Benz and a trophy wife that goes shopping with her own Visa card etc.

It's your (and your wife's) social activities that mount up, plus kids schooling if needs be.

Depends how frivolous a lifestyle you want, but it doesn't have to be like that and you wouldn't be "slumming it" as has been suggested.

[dozer]

I don’t think the average person looks to retire in a place like HH, they would be looking to be closer to family and friends rather than moving to foreign lands
I think if we take the average couple who have both had a steady income prior to retirement and invested wisely then I see no reason why 150/200 is out of reach.
The figure allows for drops in exchange rate, inflation, and general increases in maintenance cost as we age, so yes maybe 80/100 would work, but that leaves you no margin.
One main consideration surely has to be the quality of health cover, which generally can be an issue with many Europeans as they have had the luxury of state health benefits.

[dtaai-maai]

So to sum up...

We are not all the same with regard to income, expenditure or requirements and expectations.
Some people need 200k per month to live as they want.
Some need half that.
Others need much less.
All are well advised to think about which category they fall into and to take all of the variables into account, as listed (at length) earlier in the thread and all over this forum.

Can we move on now? Please?

[Spitfire]

Can we move on now? Please?

Ooooooh! C'mon Dad! Can't we politely disagree for a little longer and thrash it into next week? It's so unfair!

[dtaai-maai]

^^ Shut up and go to your room.

[Big Boy]

this thread's starting to scare the sh*t out of me!

Hmmm ................ somebody suggested that on the first page of this thread, but his comments were rubbished.

[Whaler]

HH is a great place to stay, but I am not sure if I would recommend anyone who does not have Thai partner to retire here.

I'd like a Thai partner but my wife won't let me

Dozer apart from the obvious language/legal advantages any others ?